life insurance

Whole Life Insurance Quotes

Whole life insurance is the most standard type of permanent life insurance.

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Premiums can vary by as much as 50%.
Visit Netquote, where you can fill out a short form, select a plan, and input your personal data for a true personalized quote in minutes. Click here to start.

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Use Insurecom to compare additional term life and whole life quotes, and get expert advice from an agent in your area, who can help you design a plan that's right for you. Click here to fill out a quick form.

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Whole life insurance: the basics

Permanent life insurance policies don't expire which means if you pay your premiums on time a death benefit payout is guaranteed. Additionally, a cash-value savings account is maintained by the insurance company as part of your whole life insurance policy.

Whole life insurance options


Limited payment insurance - premium payments end when you turn 65, but the coverage remains the same.

Interest sensitive whole life insurance - the cash value savings is tied to interest rates.

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Before purchasing whole life insurance, speak with a licensed professional. To get in touch with an agent in your area, get an online quote now.

Is whole life insurance the right fit?

If you want to secure a death benefit and have little experience in investing, a whole life insurance policy could be right for you.

If you don't really have the need for a whole life insurance policy or if you need to cut costs, a term life insurance policy is a better choice.

If you want a permanent policy with more flexibility a universal or variable life insurance might be better for you.

When it comes to comparing whole versus term life insurance. Try Insurecom. One basic online application can get you quotes (and solid advice!) from several insurance agents in your area.

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Up next: Universal life insurance.

For more help . . .

Getting the lowest possible premium on your life insurance is almost like an art form. There are many variables to consider, and to get the right balance of term length, benefit amounts, and policy riders and illustrations, you need to take a careful step-by-step approach to the buying process.

Our free life insurance course is designed to help you do just that.

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Please read this disclaimer: This internet site provides information of a general nature for educational purposes only
and is not intended to be legal and or financial advice. We make no guarantees as to the validity of the information presented.
Your particular facts and circumstances, and changes in the law, must be considered when applying insurance law.
You should always consult with a competent financial planner, attorney, or insurance professional licensed in your state
with respect to your particular situation. YMMV.


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