Whole Life Insurance Quotes

Whole life insurance policies come in a lot of different shapes, sizes, and prices. You need to compare plans and carriers, but it's also wise to seek professional advice about your options. We'll show you the easiest way to hit two birds with one stone.


This page:

Briefly describes your whole life insurance policies

Helps you get fast whole life insurance quotes from multiple insurers

Links to in depth guides on universal, variable, and standard whole policies

Premiums can vary by as much as 50%. Enter your ZIP code on the right, and with just one short form, you'll receive quotes from several insurers in your state. Start comparing quotes today:

Use InsureME to compare additional term life and whole life quotes, and get expert advice from an agent in your area, who can help you design a plan that's right for you. Click here to fill out a quick form.

Should you even consider a whole life policy?

Let's make one thing clear: we don't recommend whole life insurance. Neither do most insurance experts and consumer advocates. As a strict risk/benefit analysis will always show, the price is just too high.

But for some, it may be the answer when a conservative investment component is needed in a well-rounded portfolio.

Okay, with big words out of the way, let's take a look at the best approach to buying a whole life policy.

Shopping around for permanent coverage

Permanent life insurance is complicated purchase, and while the internet can be very useful when it comes to comparison shopping, it's always wise to consult a professional before committing to such a complicated policy.

That said, the internet is a great place to learn about your options, and to get in contact with national and local life insurers who offer the type of policy you seek.


For starters, whole life insurance policies are anything but one-size-fits-all. This will most likely be the most customized and complicated insurance policy you will buy in your lifetime (hence the need for professional help).

As a policyholder, you'll need to choose not only your levels of coverage and monthly policy contribution, but you'll need to decide the on how you'd like the policy structured.

Where to start

Begin by getting in contact with some agents in your area.

The best way to start is through an insurance matching service like InsureME, which can put you in touch with several licensed agents in your area who will be only too happy to hear from you. Get started now.


But what you do afterwards is also important. Be careful not to let the policy selection and application process get away from you. Depending on which type of permanent policy you choose, you may need to make investment decisions that will affect the overall "health" of your policy. These decisions will be very similar to ones you would make when choosing a mutual fund or other investment.

Be sure to look to our guides to the three main types of permanent coverage:


Whole life insurance

Universal life insurance

Variable life insurance


But since the quote and contact process take a little while, go ahead and fill out the short quote form first.