Term Life Insurance Quotes

Quotes on term life insurance policies can vary up to 50% for the same coverage! You need to compare plans and companies to make sure you get the most bang for your buck. Here's the easiest way how.


This page:

  • Describes the best strategy for getting a low, accurate quote

  • Helps you get multiple term life insurance quotes within minutes

Premiums can vary by as much as 50%. Visit eFinancial, where you can fill out a short form, select a plan, and receive a true personalized quote in minutes. Click here to start.

Use InsureME to compare additional term life and whole life quotes, and get expert advice from an agent in your area, who can help you design a plan that's right for you. Click here to fill out a quick form.

Shopping for term life insurance online

Term life insurance is the most popular type of policy, and term life applicants have benefited the most from the surging growth of the online insurance marketplace.

The ease of internet shopping has made insurers more competitive, which means low policy prices. And easy & fast policy comparisons further help consumers benefit from the large variation in prices.

For the best term life insurance quotes

Online life insurance markets make it pretty easy for you, but there are a few things to keep in mind:

First, try to be as accurate as possible on your application. Fudging your information does no good, because all insurers require medical exams and will check driving record, etc. And knowingly providing false information can also result in policy cancellation (which is not a good way to protect your loved ones). If you're not sure about any fact, make an educated guess.

Second, use a service that offers quotes from multiple insurers. The cost of a certain term coverage is not set in stone and you have to compare prices.

Third, play around with numbers a bit. The price of a term life policy usually takes a big jump every $250,000 worth of coverage or so. You should have an idea about what size benefit you need.. Now play around with some numbers and see if you can't get substantially more coverage for very little extra in cost.

And last (but not least!), remember that the time to act is now. If you're considering a policy this hard, you probably need one. But life insurance differs from something like car insurance in that no one is going to make you get it. Complete at least one quote and request an application. Get the ball rolling - right here!

Where to look

For the fastest, easiest, and most reliable online term life insurance quotes, visit Netquote. One application gets you multiple quotes from multiple providers, complete with the company information and financial rating of each insurer.

Get started now.

The necessary info

Here's a brief list of what you'll need to know to fill out a term life insurance application quickly and accurately:

  • Basic personal information. Name, date of birth, address, age, etc.
  • Work and leisure profile. Insurers want to know how "dangerously" you live.
  • Driving record.
  • Health profile. Both your's and your immediate family's.
  • Details of desired coverage.

If you're not sure about your answer to that last one, we can help. Read our guide to "How much life insurance do I need?"

For more help . . .

Getting the lowest possible premium on your life insurance is almost like an art form. There are many variables to consider, and to get the right balance of term length, benefit amounts, and policy riders and illustrations, you need to take a careful step-by-step approach to the buying process.

Our free life insurance course is designed to help you do just that.

Subscribe here: