The Life Insurance Application

Now that you've compared quotes and settled on a policy, you're finally ready to complete the life insurance application process. We'll guide you through it.

Premiums can vary by as much as 50%. Visit Netquote, where you can fill out a short form, select a plan, and input your personal data for a true personalized quote in minutes. Click here to start.

Use Insurecom to compare additional term life and whole life quotes, and get expert advice from an agent in your area, who can help you design a plan that's right for you. Click here to fill out a quick form.

Starting the life insurance application process

After choosing the life insurance policy that suits you best (having two or three is fine!), request an application.

The life insurance application requires the same information you provided on your life insurance quotes application. The difference is it's more detailed and you'll most likely be required to complete a medical exam.

The life insurance policy offer

Before you sign your name on the dotted line, look over the policy - paying close attention to the clauses and exclusions.

If you want to amend your policy, you can request a rider - learn more about them here.



Next: A look at life insurance policy riders

For more help . . .

Getting the lowest possible premium on your life insurance is almost like an art form. There are many variables to consider, and to get the right balance of term length, benefit amounts, and policy riders and illustrations, you need to take a careful step-by-step approach to the buying process.

Our free life insurance course is designed to help you do just that.

Subscribe here: