Wisconsin Life Insurance: The Basics

Wisconsin life insurance regulations mostly concern claims issues. However having a basic understanding of these regulations is still a good idea.

Premiums can vary by as much as 50%. Visit Netquote, where you can fill out a short form, select a plan, and input your personal data for a true personalized quote in minutes. Click here to start.

Use Insurecom to compare additional term life and whole life quotes, and get expert advice from an agent in your area, who can help you design a plan that's right for you. Click here to fill out a quick form.

Wisconsin life insurance state regulations

Basic Wisconsin life insruance regulations

  • Companies are obligated to settle claims in a timely manner.
  • Allowed 20-day free-look period.
  • Insurers have the right to challenge any statements made on a policy for two years.
  • Claims made within the first two policy years where suicide is the cause of death are not honored.

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To apply for a Wisconsin term life insurance policy, or if you just want a quick online quote, visit Netquote now.
If you are not sure about what type of life coverage you want, you can also try Insurecom. They will put you in touch with agents who can answer any questions that you might have.

The Wisconsin Insurance Security Fund

Your insurer must be licensed in Wisconsin to be protected. To check, call the Wisconsin Office of the Commissioner of Insurance at (608) 266-3585 in Madison or toll free at 1-800-236-8517.

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Apply now for a quote at Netquote
(for Wisconsin term life insurance), or Insurecom.
All quotes are from licensed insurers in Wisconsin.

Additional WI life insurance information

To get the best price on your WI life insurance policy, start with our guide to term life insurance or sign-up for our free life insurance course (see below).

For more information on WI life insurance laws and regulations, visit the official website of the Wisconsin Office of the Commissioner of Insurance.

For more help . . .

Getting the lowest possible premium on your life insurance is almost like an art form. There are many variables to consider, and to get the right balance of term length, benefit amounts, and policy riders and illustrations, you need to take a careful step-by-step approach to the buying process.

Our free life insurance course is designed to help you do just that.

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