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home > state guides > Washington Washington Life InsuranceWashington life insurance laws deal primarily with claims issues. However, familiarizing yourself with some basic regulations is still key to making wise coverage decisions. This page:
Washington life insurance rights and regulationsThe insurance industry in Washington is regulated under Title 48 of the Washington Code. These codes outline claims procedures and policy requirements for the benefit of consumers and insurers alike. Sidebar The Washington Life Insurance GuarantyIf your life insurance company is licensed in Washington, your policy is backed by the Washington Life and Disability Insurance Guaranty Association. This organization helps protect you, the insured, should your insurance company go bankrupt. Sidebar Viatical settlementsWashington law permits the marketing of viatical and life settlements, but viatical agents and brokers must be licensed. More WA life insurance helpIf you want more help getting the best value on your WA life insurance policy, start with our guide to term life insurance or sign-up for our free life insurance course (see below). |
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This website provides general information for educational purposes only and is not intended to be legal advice. We make no guarantees as to the validity of the information presented. Your particular facts and circumstances, and changes in the law, must be considered when applying life insurance law. You should always consult with a competent life insurance professional licensed in your state with respect to your particular situation.