Arizona Life Insurance: The Basics

Arizona life insurance regulations mostly concern claims issues. However having a basic understanding of these regulations is still a good idea.

Premiums can vary by as much as 50%. Visit Netquote, where you can fill out a short form, select a plan, and input your personal data for a true personalized quote in minutes. Click here to start.

Use Insurecom to compare additional term life and whole life quotes, and get expert advice from an agent in your area, who can help you design a plan that's right for you. Click here to fill out a quick form.

Arizona life insurance state regulations

Important Arizona life insurance regulations are:

  • Mandatory grace period> of 30 days for payment of late premiums.
  • If the death benefit is not paid in a timely manner, the proceeds may begin to collect interest.
  • Insurance companies can contest statements made in the application for two years
  • Misstatements are grounds for policy cancellation.
  • Misstatement of age results in the death benefit being adjusted.

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To apply for an Arizona term life insurance policy, or if you just want a quick online quote, visit Netquote now.
If you are not sure about what type of life coverage you want, you can also try Insurecom. They will put you in touch with agents who can answer any questions that you might have.

The Arizona Life Insurance Association

The Life Insurance Guaranty Association provides protection only if you insurance companies is licence. To verify any company's status by calling the Arizona Insurance Department at (602) 912-8401.

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Apply now for a quote at Netquote
(for Arizona term life insurance), or Insurecom.
All quotes are from licensed insurers in Arizona.

Additional AZ life insurance information

To get the best price on your AZ life insurance policy, start with our guide to term life insurance or sign-up for our free life insurance course (see below).

For more information on AZ life insurance laws and regulations, visit the state's official website at the State of Arizona Department of Insurance.

For more help . . .

Getting the lowest possible premium on your life insurance is almost like an art form. There are many variables to consider, and to get the right balance of term length, benefit amounts, and policy riders and illustrations, you need to take a careful step-by-step approach to the buying process.

Our free life insurance course is designed to help you do just that.

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